Articles

Stages of formation and development of the Russian lending market

Received: 05.05.2023 Published: 15.05.2023

EDN: HWKQWV DOI: 10.22394/2070-8378-2023-25-3-46-51

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Abstract

The article offers an overview of the main stages in the evolution and growth of the Russian lending market. The importance of this research is supported by the fact that the lending market is now playing a critical role in driving the economic growth of the state. The article addresses the impact that different kinds of bank loans in the Russian Federation (commercial, consumer, and mortgage loans) have on the economy.The author considers the theoretical aspects of the «credit» and «lending» concepts and highlights the main forms of lending. The paper identifies the motives for the development of these concepts.The author examined the steps taken in establishing and growing the credit market in the history of Russia. Characteristics of each stage of formation and development of the Russian lending market are considered. The key historical events forming the fundamental basis for developing this market are highlighted. The author pays particular attention to the analysis of the current stage of formation and development of the Russian lending market. Environmental factors that have increased the amount of financial risks and dangers have adversely affected the activities of commercial banks in Russia. This research takes a closer lookat patterns in the growth of Russia’s credit sector and the potential hazards that come with the unstable global environment. The research suggests possible solutions for improving the Russian lending market.

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Received: 5 May 2023

How to cite

Для цитирования:

Титова Е.В. Этапы становления и развития российского рынка кредитования // Государственная служба. 2023. Т. 25, № 3. С. 46–51. https://doi.org/10.22394/2070-8378-2023-25-3-46-51

For citation:

Titova E.V. Stages of formation and development of the Russian lending market // Gosudarstvennaya Sluzhba. 2023. Vol. 25, no. 3. P. 46–51. https://doi.org/10.22394/2070-8378-2023-25-3-46-51

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How to Cite

Titova E.V. Stages of formation and development of the Russian lending market // Gosudarstvennaya Sluzhba. 2023. Vol. 25, no. 3. P. 46–51. https://doi.org/10.22394/2070-8378-2023-25-3-46-51

Коды статьи

  • EDN HWKQWV
  • Тип статьи (РИНЦ) Научная статья (Научная статья)

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