GOREGLYAD, V.P. Development of financial technologies and digitalization of the financial market: challenges and prospects. Gosudarstvennaya Sluzhba, [S. l.], v. 20, n. 1, p. 44–47, 2018. DOI: 10.22394/2070-8378-2018-20-1-44-47. Disponível em: https://gosudarstvennaya-sluzhba.owebs.ru/article/view/22496. Acesso em: 9 nov. 2026.