MININ, A.S. Digital transformation in the banking industry. Gosudarstvennaya Sluzhba, [S. l.], v. 20, n. 1, p. 60–63, 2018. DOI: 10.22394/2070-8378-2018-20-1-60-63. Disponível em: https://gosudarstvennaya-sluzhba.owebs.ru/article/view/22499. Acesso em: 9 nov. 2026.